Credit powers progress. It touches almost every part of the global economy. It’s the driver of progress and growth. And yet, across the world, whole economies remain constrained — consumers and businesses held back by a lack of access to credit and a mistrust in the current financial system.
But those same constraints are driving a profound change. Technology, data, and new financial models are reshaping how credit is assessed and delivered — expanding access, rebuilding trust, and unlocking opportunity for the next wave of global growth.
They’re reimagining how credit works — using data, technology, and brand trust to reach customers the traditional system left behind.
And they’ve proven it works — with billions in loans disbursed, millions of customers served, and rapid growth.

Today, fintechs capture just 3% of total lending revenues in emerging markets, yet they’re growing 3x faster than traditional banks.
We believe the next wave of fintechs will reshape the credit landscape building trusted, generational financial brands — creating one of the largest value-creation opportunities of the decade.

A specialist investor with a clear and differentiated value proposition defined by our specialist focus and ecosystem relationships.

Our role is clear: Spot the winners early and help them build businesses that are scalable, profitable, and unstoppable.
Financing tomorrow, today.



Explore

Meet the team behind Tomorrow Capital — combining investment experience and operational insight to back the next generation of fintech lenders.

Meet the team behind Tomorrow Capital — combining investment experience and operational insight to back the next generation of fintech lenders.

Meet the team behind Tomorrow Capital — combining investment experience and operational insight to back the next generation of fintech lenders.
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